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Life Insurance Technical Glossary
access_time 2023-09-23T07:14:54.831Z face Kamal Sardana
Life Insurance Actuarial Technical Glossary Gross Premium It is the premium being charged to policyholders Net Premium The portion of the gross premium required to provide for all benefits and claim related expenses Retrospective deposit method Used for Universal Life contracts Accounting methods t...
Solvency II series - part 1
access_time 2023-07-19T01:24:26.812Z face Kamal Sardana
Overview on Solvency II in a Layman Language - Phase 1 Basic overview Solvency II is set of rules set by regulatory body that tells insurance company regarding how much capital should they hold. Let’s understand with the help of an example. Suppose there are 2 insurance companies i.e. Company X and...
Actuarial Reserving
access_time 1687153860000 face Kamal Sardana
Why Reserving is important for Actuaries It is believed by many that insurers make profit from the difference between the money they receive in premiums, and the money they pay in claims. This is true, but it is not the primary source of income for insurers, which perhaps causes the misguided notio...